Contact Us
Meet Brenda & Scoop

They specialize in residential and commercial real estate, short sales, foreclosures, vacant land, and new construction. Both Brenda and Scoop are certified specialists in short sales as well as foreclosures.


Scoop is originally from Ann Arbor, Michigan and Brenda hails from Columbus, Ohio. Although their college teams were arch rivals, they now both proudly identify themselves as “Seminole” fans.
Read More

Click Here & Get to Know Brenda Cole

The Final Steps to Your Dream Home

You have found your dream house. So what happens now? We have previously talked about taking steps to ensure a smooth and worry free home shopping experience. This included finding a terrific realtor that is established and trusted, securing pre-approval for financing, and making a must-have list so your realtor will know what features you cannot live without. With all that preparation completed in advance, the rest will be a breeze.


The All Important Home Inspection

We are almost there! Only a couple of steps remain before the house belongs to you. The home inspection is a crucial step that you will not want to skip. The inspector will go over the house from top to bottom looking for anything in disrepair. They will mainly be looking for the type of repairs that need prompt attention. After receiving the report, you will then be able to negotiate with the seller. In many cases, they will pay for all or most of the repairs.

Finalizing the Loan, an Easy Step

This will be a quick and easy process because you have already been pre-qualified for financing. It is a matter of making sure the amount of the down payment, monthly payment, and interest rate are all agreeable. The lender will then complete the process. You will more than likely take care of this over the phone. We are almost finished.

How Long Until Closing?

Your part is now over. The only matter left is to wait for closing. You probably want to know how long the wait will be. You will be delighted to hear that the waiting period can be remarkably quick. Typically, the lender determines the time and it generally depends on how quickly all aspects of the loan are concluded. All the preparations you made will in all probability speed it along considerably. It could even be as quick as a couple of weeks.

Closing Day Has Arrived!

The big day has arrived… closing day. There will be several documents to sign which is an exciting step toward home ownership. The person conducting the closing will answer any questions you might have. The most thrilling part of closing is when they hand you the keys to your home.

All it takes is a little planning and preparation to make home buying a memorable life experience. There is only one thing left to do. Moving day will be one of the best days of the whole experience. It is the last fun and exciting step toward buying a house and making it your home.

This blog is maintained by Michael of Kim Hughes & Company.
Photo courtesy davidpb145/flickr.com

Speak Your Mind

*